VA Home Loans for Veterans | VA Loan Spot

Call 800.537.2050 to Speak with VA Mortgage Specialist Today

See if you can take advantage of a VA home loan by applying with Magnolia Bank.

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  • VA Home Loan
  • Cash Out Refinance
  • Jumbo VA Loan
  • VA Eligibility

VA Home Loan

Take advantage of you VA home loan privileges by applying with! Refinance up to 100% of your home's value or buy a home with no down payment – a advantage almost no other loan can offer. provides the best customer service and will guide you through all your VA questions in no time. Apply today!

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Cash Out Refinance

Are you a Veteran or Active Military Member looking to lower your home loan rate while tapping into your home's equity? A VA Cash Out Refinance loan might be the right VA loan for you! In some cases, you will be able to refinance up to 100% of the value of your home with a VA Cash Out.

Interest Rate Reduction Loan (IRRL)

If you are interested in reducing your interest rate and monthly payment on your home loan, the VA Interest Rate Reduction Loan (IRRL) might be the best option for you! The IRRL is one of the few refinance programs that allow you to qualify without income or bank account verification. Contact one of our VA Loan Specialists today to find out if this is the best refinancing option for you!

Jumbo VA Loan

Save big with a jumbo loan from! The VA Jumbo Loan offers higher refinancing amounts than many typical conventional loans and have more flexible requirements and higher loan amounts when purchasing a home. Regardless of whether you're purchasing a new home or refinancing, now is a great time to take advantage of the advantages you've earned!

VA Loan Eligibility

Do you qualify for a VA Loan? can not only help you find out with you're eligible, but can also assist you in completing your Certification of Eligibility. We will help you move through the eligibility process quickly and easily so you can refinance or purchase the home you deserve in the most painless, quickest way possible!

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VA Home Loans with

Our team of VA loan professionals are considered some of the best VA mortgage specialists available online. works hard to educate eligible veterans and active service members about their exclusive VA Home Loan Advantages! Below are some VA Loan Advantages to get you started. Contact us today at 800-537-2050 or simply Apply Now online for a VA streamline refinance, cashout refinance, or VA loan purchase to see if a VA Home Loan is the right loan for you!

Advantages of VA Loan:

Easy Refinancing

No Down Payment

First-Time & Jumbo Buyers

"As first time home buyers, we had a lot of questions (and not the best credit scores). Bobby answered all of our questions and worked very hard to get us the best possible interest rate."

Bernardi & Terri, Home Loan Customer

* actual client not pictured

"He exceeds all my expectations of a mortgage banker. I would and have recommended him to family and friends."

Christa O., Mortgage Refinance Customer

* actual client not pictured