Uncategorized | VA Loan Spot - Part 2

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Will job gaps be a problem when applying for a VA loan?

Before you apply for a VA-Guaranteed loan, it is important to ensure you or a loved one has met the employment requirements determined by the Department of Veteran Affairs. These requirements require a veteran to have at least 2 years of consistent, full-time employment. This steady employment is required simply because a consistent job is Read the full article…

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What is a COE Certificate of Eligibility & Should I Start With One?

Certificate of Eligibility (COE) Requirements Are you or your loved one a veteran or active duty military member trying to figure out the confusing world of VA Home Purchasing and VA Refinancing? You’re in the right place for qualifying for a VA loan. We are VA Loan Spot, and we make it easy. The first Read the full article…

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What Should I Look for in My Credit Report Before Applying?

Your Credit Report Before you apply for a VA loan from VA Loan Spot, there are important factors to consider one of which is your credit report. “What should I look for in my credit report before applying?” There is an expansive array of free credit reports out there for your use. Credit Karma and Read the full article…

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I have my free credit report, where can I see my credit score?

When you pull your free credit report, it can be hard to find your actual credit score. What you’ll see, usually, is your credit history. Then, either at the very top or very bottom of your report, depending on where you pull it from (Equifax, Transunion, Experian), you will find your credit score. It might Read the full article…

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Should I Rent or Buy a Home?

Buying a home part of the American dream. And, for the majority of us, it’s the biggest financial investment we’ll ever make. At some point in our lives, most people face the question “Should I rent or buy a home?” All too often, this question is not properly answered. What should be considered when deciding Read the full article…

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Remembering Charles Keating

Many lined the streets of the Southern California military town of Coronado to honor a special warfare operator killed in Iraq. Navy SEAL Charles Keating IV was killed in a gun battle with Islamic State fighters in May, 2016. Growing up Charles Keating IV graduated from Arcadia High in 2004 and went on to compete Read the full article…

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5 Steps to Help Rebuild Your Credit Score

5 Steps to Help You Rebuild Your Credit Score Your credit score is your numerical representation of your financial credibility. It is a three-digit number attached to your name that provides lenders and renters with a quick statement on your ability and reputation to pay bills on a timely basis. As time passes, the majority Read the full article…

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VA Loan Spot Helps Flint, MI Water Crisis

Creating a Solution: Raise Money, Provide Water You can help VA Loan Spot SAVE a life with a small donation. How will you spend $5 today? By donating it for clean water to give to the families in Flint, Michigan, you can help a child brush their teeth, wash their washes, quench their thirst and Read the full article…

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Top 4 Reasons to Refinance Your Home Mortgage in 2016

Top 4 Reasons to Refinance Your Mortgage for 2016 There are lots of reasons you might want to refinance, but most people do so because they fit into one of the four categories below. Let’s explore some of top reasons you would want to refinance your home for the new year … Reason 1: Refinance Read the full article…

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Top 10 VA Home Loan Benefits for 2016

Top 10 VA Loan Benefits for your 2016 Home Resolutions Have you taken advantage of your hard-earned, home loan benefits? VA Home Loans come with significant benefits for military veterans and active-duty military members that allow them to obtain homeownership. The VA Home Loan Program has become one of the most popular home loan programs Read the full article…

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