Shopping For VA Loan Lenders
Shopping around for a the right VA lender is always a good thing. It is crucial that this searching is completed within the 90-day window, or your shopping will begin to effect your credit score. Finding the perfect lender to answer all your VA home loan questions can be some task, but below are some great tips in finding your lending match.
Don’t Search For Lowest Interest Rate
Searching and choosing the lender that provides the lowest interest rate isn’t necessarily a good idea. This really goes back to the saying, “You get what you pay for.” You’ll probably end up working with somebody who is inexperienced in the field. They may work in a call center, and they won’t be readily available to answer your questions.
Do Find a VA Approved Lender
Finding a certified lender who works directly with the VA is important. A lender approved by the VA will understand the in’s and out’s of the VA program and its many details.
The approval process will ultimately run smoother because everything will be according to VA standards with an official lender. Pretty much any mortgage company is able to offer VA loans in addition to conventional loans, but the safest bet is to ensure they are VA approved.
Don’t Max Out Credit
Do Find a Reliable Lender
At VA Loan Spot, we make sure to have licensed professionals with five years plus experience. Our lenders are VA home loan specialists and can assist you with any question or concern. They are available at a time most convenient for you by both phone and email. Choosing a knowledgable lender that can educate you about the entire VA loan process can really make a difference.
The VA home loan process can be a difficult thing to understand, but a great VA lender can make a real difference. The VA home loan specialists at VA Loan Spot are here to help you. We have the knowledge and the time to help you along your home loan path. Give us a call today.
Bobby Atkisson is a seasoned mortgage professional who provides high quality financial services to military members and veterans. With over 14 years experience in the lending and financial industry, his mission is to provide high quality mortgage programs with the most competitive interest rates. For expert advice and guidance on VA Home Loans and Refinance, contact Bobby today at 800-537-2050.